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1Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether.
Your FICO Score 8 can range from 300 to 850, and can influence whether you qualify for a loan and impact the interest rates that are offered to you. Compare your FICO Scores and Credit Reports from each of the 3 credit bureaus.
Your Credit Score is calculated from the information found in your Credit Report. See the factors influencing your FICO Score, including payment history, amount of debt, credit history length, amount of new credit, and credit mix.
With an interactive FICO Score tracker, you can visualize your progress over time and receive customized alerts when your score changes. You’ll also see the specific score factors that are impacting your FICO Score.
The information in each of your Credit Reports from the 3 credit bureaus may be different. Keep up-to-date and see how you compare across all 3-bureaus with updated Credit Reports and FICO Scores every 30 days.
Credit monitoring and alerts help you keep an eye on your credit health and activity. By monitoring all 3 credit bureaus, you have a wider view of your credit footprint and can be more aware of your overall credit status.
Gain insight into the factors that may be impacting your Credit Score risk level with toll-free support available 7 days a week. If fraud or identity issues are found, an assigned agent will work closely with you to resolve them.
A Credit Score is a number lenders use to help decide how likely it is that they will be repaid on time if they give a person a loan or a credit card. Your FICO Score 8 ranges from 300 to 850 and is based on calculated factors from information in your credit report.
Credit Scores represent the risk that lenders use in the repayment of consumer debt. Based on your risk level, a Credit Score can help determine if you qualify for a loan and mean the difference in hundreds or thousands in savings based on the interest rate offered.
There are many things that can potentially negatively impact a Credit Score, but include the number and severity of payments, the type and number of accounts along with their age, total debt, and public records such as bankruptcy, tax liens, and civil judgments.
A FICO Score between 670 and 739 is considered to be good and is within the median score range. A FICO Score above 800 indicates an exceptional score and consumers in this range may have more favorable terms and an easier approval process with new credit.